wmantraUSD Token Reference

The mantraUSD RWA Vault issues two distinct receipt tokens. Depositors choose one at deposit time based on whether they want T-bill yield or Flux Points. Neither token earns both.

wmantraUSD-Yld (Yield Vault)

The yield-bearing receipt token. Redemption rate appreciates as T-bill yield accrues.

Field	Value
Name	Wrapped mantraUSD — Yield
Symbol	wmantraUSD-Yld
Standard	ERC-4626 (extends ERC-20)
Chain	MANTRA Chain EVM
Contract	`0x320C6ebDd3e0c322AFb42D71d264a316fC81E13A`
Underlying	mantraUSD
Yield source	T-bill yield via M0 Protocol (boosted)
Flux Points	No

wmantraUSD-Pts (Points Vault)

The points-accruing receipt token. Fixed 1:1 share price with mantraUSD. Earns Flux Points.

Field	Value
Name	Wrapped mantraUSD — Points
Symbol	wmantraUSD-Pts
Standard	ERC-4626 (extends ERC-20)
Chain	MANTRA Chain EVM
Contract	`0x33858b629bC4286EC542AAb4D72cF9463162D2A7`
Underlying	mantraUSD
Yield source	Flux Points (from a fixed weekly allocation)
Flux Points	Yes (with multipliers)

Relationship to mantraUSD

mantraUSD (contract: 0xd2b95283011E47257917770D28Bb3EE44c849f6F) is the base stablecoin. Both wmantraUSD variants are receipt tokens minted against mantraUSD deposits.

wmantraUSD-Yld is the yield-accruing version. You give up mantraUSD to get wmantraUSD-Yld, and over time the redemption rate increases as T-bill yield accumulates, net of fees. Think of it like the difference between USDC (non-yielding) and sDAI (yielding): same underlying exposure, one actively earns.
wmantraUSD-Pts is the points-accruing version. Redemption rate stays 1:1. The holder is accumulating Flux Points from a fixed seasonal allocation instead of T-bill yield.

wmantraUSD-Yld is designed to function as yield-bearing collateral within the MANTRA Chain ecosystem. Rather than holding idle mantraUSD as margin, you can hold wmantraUSD-Yld and earn T-bill yield on your collateral simultaneously.

The first named integration is Yieldra, a MANTRA Chain lending protocol that accepts wmantraUSD-Yld as collateral. Additional integrations will be listed in the Fluxtra app as they go live.

wmantraUSD-Pts is not designed as collateral — it does not carry an appreciating redemption rate, and collateralizing it would expose the holder to the mid-week withdrawal point-deduction mechanic.

Redemption Rate (Yield Vault only)

The wmantraUSD-Yld / mantraUSD redemption rate increases monotonically over time. It is set by the vault contract and reflects accumulated T-bill yield, net of the M0 Protocol fee, Fluxtra's performance fee (currently 5%), and Fluxtra's management fee (currently 0%). The effective rate is boosted by yield redirected from Points Vault depositors.

wmantraUSD-Pts has a fixed redemption rate (1:1 with mantraUSD). It does not appreciate.

Mid-Week Withdrawal Penalty (Points Vault only)

Withdrawing from the Points Vault within an active week triggers a 1:1 proportional point deduction on your PV balance. Withdraw 30% of your shares mid-week, lose 30% of your accumulated PV points for that week. Prior-week points are retained.

CLMM auto-rebalancing and underlying asset price changes do not trigger deductions. Only user-initiated withdrawals count.

Adding wmantraUSD to MetaMask

Open MetaMask on MANTRA Chain network.
Click Import tokens at the bottom of Assets.
Paste the contract address for the variant you hold:
- wmantraUSD-Yld: 0x320C6ebDd3e0c322AFb42D71d264a316fC81E13A
- wmantraUSD-Pts: 0x33858b629bC4286EC542AAb4D72cF9463162D2A7
Confirm import.